52 Week Money Challenge

Ever say to yourself “I’m going to start saving some money for a rainy day”? I have. Many times. Have I ever? A few times. Did it work? Yes… it did… until I stopped. And used the money.

Having a mortgage (and a Vancouver, BC mortgage at that!), 2 kids and an unending list of bills to pay, we’re usually left with very little to put aside. Especially now that we’re also putting aside money every month for 2 college funds.

I’ve had some “money saving” tips pinned for awhile and thought I’d finally give them a try. It’s not a lot of money we’re talking about, just a few dollars here and there but it’s supposed to add up to $1378 by the end of the year.

saving

It looks easy enough and the amounts are small enough that it won’t leave me crying every month. I’m actually going to try 2 different ways to save a little money; the top one for 52 weeks is for our “rainy day” fund and the one beneath it is for Christmas presents for the kids.
I normally try and start shopping around August for xmas gifts, just so it’s not a huge expense all in one month. The original dates for the second list is from June till the end of November, so for me I’m going to start saving in April till September. I’ll likely continue putting money away instead of stopping… so I’ll see how much I actually end up with lol.

For the planners peeps out there, you will notice that I have made it so I can insert the charts into my planner and I also laminated it because I know it’s something I will continually use.

What are you ways of saving money?

Till next time!