52 Week Money Challenge

Ever say to yourself “I’m going to start saving some money for a rainy day”? I have. Many times. Have I ever? A few times. Did it work? Yes… it did… until I stopped. And used the money.

Having a mortgage (and a Vancouver, BC mortgage at that!), 2 kids and an unending list of bills to pay, we’re usually left with very little to put aside. Especially now that we’re also putting aside money every month for 2 college funds.

I’ve had some “money saving” tips pinned for awhile and thought I’d finally give them a try. It’s not a lot of money we’re talking about, just a few dollars here and there but it’s supposed to add up to $1378 by the end of the year.

saving

It looks easy enough and the amounts are small enough that it won’t leave me crying every month. I’m actually going to try 2 different ways to save a little money; the top one for 52 weeks is for our “rainy day” fund and the one beneath it is for Christmas presents for the kids.
I normally try and start shopping around August for xmas gifts, just so it’s not a huge expense all in one month. The original dates for the second list is from June till the end of November, so for me I’m going to start saving in April till September. I’ll likely continue putting money away instead of stopping… so I’ll see how much I actually end up with lol.

For the planners peeps out there, you will notice that I have made it so I can insert the charts into my planner and I also laminated it because I know it’s something I will continually use.

What are you ways of saving money?

Till next time!

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New year, New Planner

The last time I used a planner was when I was in high school waaaaaaaay back when. Since the days of smartphones (ie. my blackberry) I have been using the calendar on them to record and remind myself of important days and events and it has served me well. But sometimes it’s just easier to have everything written down and able to see all at once vs opening the scheduled event on the phone.

Meet my new planner, The Happy Planner, from Me and My Big Ideas (MAMBI for short in the planner world).

planner

The Happy Planner

I’ve been eyeballing this planner for months but never saw a reason or justification in getting one when I have my trusty smartphone. I also may or may not have scoffed at the thought of people still using these paper forms of organization. Boy was I wrong!
Did you guys know that there is a whole different universe of “planner people”?! I mean, it’s really insane! There’s even a whole aisle now at Michaels dedicated to planners and accessories for them.
This particular planner was given to me as a Christmas gift from my sister-in-law. You should have seen my eyeballs when I opened it lol. I knew about the planner but I didn’t KNOW about the planner… you know? Lol. Anyways, I looked around on Pinterest and instagram to see how people were using these things and WOW. It really opened up a whole new world for me. I am a scrapbooker. Well, I guess I was a scrapbooker. That’s how I started out in paper crafting. Then I moved onto cards. And then I had babies. And then everything just sat there.. collecting dust. Until now.

This new planner phenomenon (it probably isn’t but I’m going to say it is because I’ve only noticed it now lol)combines everything into one. You can personalize your planner based on your personality and what you want to use it for. For me, and a lot of other people, a love of paper crafting and staying organized. And with hubs travelling for work more and the two terrors getting older and attending preschool and other activities, I need it more than ever!

This is what the next 2 weeks of my planner look like:

page-1

page-2

Don’t mind the crappy pictures and lighting. This is what happens when you try to quickly snap some picks of something before little hands tear it away from you and rip it to shreds.

I’m still new to this whole planning thing and trying to figure out my planning “style”.
Are you guys planners as well? If so, what planner are you using and let’s check out those layouts!

Till next time!