Ever say to yourself “I’m going to start saving some money for a rainy day”? I have. Many times. Have I ever? A few times. Did it work? Yes… it did… until I stopped. And used the money.
Having a mortgage (and a Vancouver, BC mortgage at that!), 2 kids and an unending list of bills to pay, we’re usually left with very little to put aside. Especially now that we’re also putting aside money every month for 2 college funds.
I’ve had some “money saving” tips pinned for awhile and thought I’d finally give them a try. It’s not a lot of money we’re talking about, just a few dollars here and there but it’s supposed to add up to $1378 by the end of the year.
It looks easy enough and the amounts are small enough that it won’t leave me crying every month. I’m actually going to try 2 different ways to save a little money; the top one for 52 weeks is for our “rainy day” fund and the one beneath it is for Christmas presents for the kids.
I normally try and start shopping around August for xmas gifts, just so it’s not a huge expense all in one month. The original dates for the second list is from June till the end of November, so for me I’m going to start saving in April till September. I’ll likely continue putting money away instead of stopping… so I’ll see how much I actually end up with lol.
For the planners peeps out there, you will notice that I have made it so I can insert the charts into my planner and I also laminated it because I know it’s something I will continually use.
The last time I used a planner was when I was in high school waaaaaaaay back when. Since the days of smartphones (ie. my blackberry) I have been using the calendar on them to record and remind myself of important days and events and it has served me well. But sometimes it’s just easier to have everything written down and able to see all at once vs opening the scheduled event on the phone.
Meet my new planner, The Happy Planner, from Me and My Big Ideas (MAMBI for short in the planner world).
The Happy Planner
I’ve been eyeballing this planner for months but never saw a reason or justification in getting one when I have my trusty smartphone. I also may or may not have scoffed at the thought of people still using these paper forms of organization. Boy was I wrong!
Did you guys know that there is a whole different universe of “planner people”?! I mean, it’s really insane! There’s even a whole aisle now at Michaels dedicated to planners and accessories for them.
This particular planner was given to me as a Christmas gift from my sister-in-law. You should have seen my eyeballs when I opened it lol. I knew about the planner but I didn’t KNOW about the planner… you know? Lol. Anyways, I looked around on Pinterest and instagram to see how people were using these things and WOW. It really opened up a whole new world for me. I am a scrapbooker. Well, I guess I was a scrapbooker. That’s how I started out in paper crafting. Then I moved onto cards. And then I had babies. And then everything just sat there.. collecting dust. Until now.
This new planner phenomenon (it probably isn’t but I’m going to say it is because I’ve only noticed it now lol)combines everything into one. You can personalize your planner based on your personality and what you want to use it for. For me, and a lot of other people, a love of paper crafting and staying organized. And with hubs travelling for work more and the two terrors getting older and attending preschool and other activities, I need it more than ever!
This is what the next 2 weeks of my planner look like:
Don’t mind the crappy pictures and lighting. This is what happens when you try to quickly snap some picks of something before little hands tear it away from you and rip it to shreds.
I’m still new to this whole planning thing and trying to figure out my planning “style”.
Are you guys planners as well? If so, what planner are you using and let’s check out those layouts!
Over the Christmas holiday, we welcomed 2 new pets into the family. Meet Santa and Orange!
Orange is the red cap and Santa is the black fish. We asked my 3yr old what he wanted to name them and that’s what he came up with. Well alright then.
This all started when I asked hubs what we should get terror #1 for Christmas and he said pet fish. I don’t know WHY I agreed to it knowing that I would be the one caring for these things… but alas, a mother’s love for her child knows no bounds. Or does it?
We ended up going back to the store a few days later to pick up some rocks for the fish bowl and also got a third fish… which I’m still not certain the name of lol. I THINK it’s called Ewok… but don’t quote me on that. I didn’t snap a pick of it but it’s a “calico”; a white fish with orange and black spots all over.
Terror #1 got some toys as well, as well children should. We also started the age-old tradition of lying to our kids about the existence of Santa Clause and his magical reindeer. Complete with a plate of cookies and a glass of milk for Santa and carrots for his reindeer. Over my dead body will there be an Elf On The Shelf as well. Really, you do not want to get me started on this whole messy Santa business.
Stay tuned for a review on some of the toys that the boys received.
Wow… looking back, my last post was June 23, 2016. That’s it. My new year’s resolution for 2017 is to keep up with my blog posts. I know, I know… you’re thinking, “yeah I’ve heard that before” but this time I will! Or at least try to for the next 6 months lol. What can I say? Life happens.
After going back to work full time last summer, I made it a goal to lose my baby weight. Most of my baby mommy friends out there know what I mean and you also know how hard it is after. Especially after the first and/or second etc. Plus age, it gets even harder. However I am happy to announce that I have reached my first goal weight back in November 2016.
Hubby took me to Maui for my birthday in November and I made it a goal to get to my first goal weight of 135lbs. My next goal weight was to reach 130lbs by mid-January 2017… that unfortunately is not going to happen.
I live in Vancouver and this year Mother Nature decided to teach us a lesson in what a REAL winter is like. We’re still dealing with all the snow lol. As such, I have missed a lot of gym sessions because I have to go in the mornings before work. And somehow waking up at 3:30am to dig my car out and warm it up to go to the gym isn’t very appealing.
What are all yours’ new years resolutions? Have you kept previous ones? I make it a habit of NOT making any because I know I will never keep them.